After hours, swiping your bank card through the reader (at left) unlocks doors (at right) allowing access to ATMs in the bank’s locked foyer.
Ever use an ATM at a bank after hours? Was it inside a locked vestibule, where you had to swipe your bank card to unlock the door to enter the antechamber?
Chase Bank branches in and around Las Vegas have found card skimmers on their doors, enabling thieves to capture bank card info without tampering with the ATM at all. At the cash machines, all the thieves need are pinhole cameras to record the PINs.
And of course, alone and private in a locked bank foyer, who shields his PIN as it is poked onto the keypad?
Very clever thieves. Expect to find this latest technique at a bank near you.
If you read this blog, you’re probably already security-conscious. But this reminder is worth repeating. Don’t trust anyone.
It’s a shame that’s what the world has come to. Even the good samaritan has to be looked at sideways.
Scammers are now blasting entire towns, phone number by phone number, telling residents that their debit card has been restricted. They target customers of a specific local bank or credit union, name it, and give the customer an 800 number to call in order to correct the situation. If you have a debit card from that financial institution, you just might believe it. Well, other people are believing it. After all, their caller-ID proves that it really is the bank calling.
Or does it? The scammers are able to “spoof” the phone number, so it only appears to be the bank calling. You have no inkling that you’ve been targeted by overseas phishers. If you aren’t a customer of that bank, you probably just hang up and forget it.
If you follow the scammers’ instructions, you’ll give them your card number, pin, and all the other juicy data they need to rack up the charges.
So the tired old reminder worth repeating is this: If you suspect a problem with your bank account or debit card, etc., call your bank’s main number. Call the number on the back of your card or on your bank statement. Especially don’t call a number given to you by the bearer of the news.